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ABOUT
MULTI-PRÊTS

We have been in Montreal since 1982 with the goal of providing you with the ideal mortgage.
Multi-Prêts / Mortgage Alliance is a nationally recognized group since it provides you with services free of charge with your satisfaction as an objective.

More than 44

Each year, we process more than $44 billion in loans on the Canadian territory.

Hypotheque Plateau Team

Welcome among us in Rosemont-La-Petite-Patrie!

We put at your disposal an experienced team in real estate and mortgage brokerage. To get started, here are a few articles that may answer some of your questions. However, do not hesitate to contact us if you have others, it will be a pleasure for us to help you and discuss about your options.

Expertise

Our specialities

  • We find mortgages for your new acquisitions
  • We take care of mortgage refinancing
  • We also do mortgage consolidation (consolidation of your personal debts as tax debt or consumer debt on your mortgage loan).
  • We help you in the change of creditor at the end of the loan (subrogation)
  • We take care of the mortgage pre-authorization
  • We analyse the potential for financing or refinancing your rental homes.
  • Our schedules are adapted to serve you, and our staff travels throughout the Greater Montreal area to meet with you.

A SIMPLE AND FREE PROCESS

Take advantage of our experience to get the best rate.
Becoming a homeowner has never been this easy!

1. YOUR NEEDS

Be sure to identify your needs to get what you want.

2. MEETING

Contact us, and we will make an appointment to establish your file.

3. RESEARCH

With 20 banks, we will find the best mortgage rates and conditions for you.

4. YOUR CHOICE

All you have to do is choose the option that suits you.

THE BENEFITS OF OWNERSHIP

There are many advantages in becoming a homeowner:

  • You pay the same price as a rental, but this sum is invested in your assets. What’s more, you are no longer subject to rent increases!
  • Once you pay off your mortgage, you will have nothing left to pay, except for the applicable municipal and school taxes. This extra money can be invested in other projects, which is especially valuable in retirement. 
  • Buying a property may give you the opportunity to invest in a larger property, a secondary property or even invest in investments.
  • The value of your property increases from year to year.

It doesn't matter what your situation is,

WE HAVE SOLUTIONS

FIRST HOME

Raising the necessary capital outlay can seem like a daunting challenge. We’ll help you choose solutions that fit your lifestyle, budget and long-term financial needs. Whatever your needs, we have the right mortgage solution for you!

DIFFICULT CREDIT

Would you like to get a mortgage but your credit report is not meeting your needs? Don’t despair, at Multi-Prêts we deal with lending institutions that are open in lending to people with difficult credit.

NEWCOMERS

After meeting with multiple financial institutions, access to home ownership seems to be an increasingly inaccessible dream? The main obstacle to obtaining a mortgage for a newcomer is the lack of a credit history. There are solutions adapted to your situation.

FOR YOUR MORTGAGE, MULTI-PRÊTS. WHO ELSE.

Canada, 6000

Mortage specialists, including 400 in Quebec.

% 95

Of our clients are willing to recommend our services

More than 35

lenders represented nationally.

Testimonials

Testimonials are only available in their original language.

Rapide, efficace et courtois, un gars de service qui rendra votre projet à terme, je recommande fortement Alain pour votre prêt hypothécaire. Encore merci Alain! et bon été.
Temoignage de Patrick Savage

Patrick Savage

Au Top de la profession – Service incomparable – très professionnel, courtois et ingénieux dans son métier.
J’utilise ses services professionnels depuis plus de 20 ans et à chaque projet je suis toujours impressionnée par les résultats!!! Une personne à avoir comme ressource.
Woman

Sylvie Parent

Depuis 1999, je fais appels aux services de cette firme. Elle a toujours su répondre à mes besoins et échéanciers qui furent souvent serrés. Pour moi, ils sont plus que des courtiers hypothécaires, ils sont maintenant ma référence dans toutes mes transactions hypothécaires. Ce sont des conseillers de confiance.
Woman

Cynthia Pelland

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News

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than in its original language.

FREQUENTLY ASKED QUESTIONS

Do you have any questions? Here are some brief answers.
For more complete answers, visit our FAQ page.

Multi-Prêts FAQ

A mortgage is a loan that you borrow to buy a property. The amount of a mortgage is based on the value of the property purchased minus the down payment made to acquire it.

A person’s credit rating is a measure of his or her ability to use credit in a responsible manner. This rating is obtained by Equifax and TransUnion, the two credit agencies in Canada. The higher your score, the better the credit options, offers and products you have access to, including your mortgage.

There are several options available to you to collect your down payment. They fall into two categories: options from traditional sources (savings, RRSPs, HBP, etc.) and options from non-traditional sources (donation or personal loan).

There are many advantages to becoming a homeowner. You’ll invest in your property for the same price, instead of paying a rent that doesn’t earn you anything. Investing in the purchase of a home is a long-term investment that increases in value over the years.

Debt ratios are percentages based on formulas that are linked to your income and expenses. They are used to assess your ability to repay your mortgage.